Why use a Foam Mattress

On October 7th, 2011, posted in: Uncategorized by admin

Cheap baby mattress

foam-mattress

Why would you buy a foam mattress?

  • Good for traveling
  • Cheap dont cost much
  • Lightweight

Good for Traveling

A lot of people rave about memory foam mattresses. However, these can be quite expensive. You can get a lot of the benefits of these mattresses through memory foam mattress toppers, which are a lot less expensive. These toppers come in a number of different weights and you want to be sure to consider which would be the best for you

Quote goes here

Lightweight

content

read more

Empty Home Care

On February 4th, 2011, posted in: Property by admin

Protecting your property from fire, burglary and the vagaries of the British weather whilst it is unoccupied is vital. Although you may have an insurance policy in place, very often if you need to be away for an extended amount of time on business, are travelling, or your property is vacant between lets, your policy may be compromised.

Fine Lets can offer a solution by providing a simple Empty Care Service. This service is available to landlords, tenants, owners wishing to sell or owners who need to be away from home.

A member of Fine Lets’ team can provide:

• Weekly visits
• Check security
• Provide access for your contractors
• Arrange emergency maintenance and repairs
• Cleaning (including windows)
• Take meter readings and inform utility companies
• Water plants
• Forward mail
• Dispose of junk mail
• Gardening service

Call us now to see how we can give you peace of mind on 0141 810 4396.

read more

Consent to Let

On February 4th, 2011, posted in: Property by admin

Many first-time landlords are unaware they need consent to let their property from their mortgage lenders.

Some lenders may approve an application without penalty others will charge a one-off fee, whilst some companies may increase the interest rate on the existing mortgage.

Depending on a mortgage company’s policy, it may be worth considering transferring to a buy-to-let mortgage. This may be a little more expensive than a residential mortgage and early repayment fees on an original mortgage may be incurred. A long term saving, however, may achieved be over the rental income and capital growth of the property would outweigh the initial set up costs.

For prospective landlords, an interest only mortgage may not only offer the benefit of cheaper repayment terms, but also potential tax advantages.

Please don’t be tempted to go ahead and let without your lenders permission as this may breach the conditions of your mortgage agreement. This can have serious consequences culminating in the lender taking possession proceedings against you.

Our recommendation is to seek professional advice from an independent financial adviser who specialises in mortgages before making any decisions.

read more

Compulsory tenancy deposit scheme

On July 27th, 2010, posted in: Property by admin

New regulations have been drafted for a compulsory tenancy deposit scheme in Scotland.

As soon as the regulations have been approved and come into force, landlords and landlords’ agents must lodge the tenancy deposits they are holding for all relevant existing, new and renewed tenancies with the regulatory body within 6 months (for long-term tenancies, this may be extended to 9 months).

A tenancy deposit scheme is designed to protect tenants’ deposits and provide an independent body to assist in dispute resolution. If a tenant and a landlord can’t agree on deductions at the end of a tenancy for repairs and dilapidations, the scheme will decide how the funds are refunded and to who, based on evidence they will be given by both parties.

It is expected the regulations will come into force during March 2011. Watch this space…

read more

© 2009-2010 Fine Lets Limited Registered Office: St. James Business Centre, Linwood Road, Paisley, Renfrewshire, PA3 3AT Registered in Scotland, Company Number: SC352067